Serving every county of NC, WV, MD, VA, PA, and the District of Columbia, we promise: well trained reverse mortgage specialists, qualified forward and sales closing agents, fast turn times, in home closings for all transactions, evening and weekend closings, and competative rates!

Call us today for more information or to place an order! 301-524-4173

AS OF AUGUST 2008, SMG WILL PROVIDE E- NOTARY SERVICES! Contact us for more information.

Introducing REST, Reverse Experts Seniors Trust, A Division of SMG :

south-mountain The South Mountain Group, Inc. is proud to introduce REST, our reverse mortgage closing division. REST specializes in the Reverse Mortgage Transaction and features agents, closers and notaries whom have completed the HECM training through the FHA, including all program materials and training resources.

In addition, all of SMG's closers have completed SMG's training which includes full review of all materials provided by the AARP, completion of the SMG Training Manual for REST, and completed the HECM Counselor Basic Training.

This knowledge, coupled with REST's ability to provide in-home closings in every county of each state we conduct business in, including evening and weekends, allows you the flexiblity to promise your Senior ease and flexibility--and to complete the transaction without ever leaving the comfort and safety of their home! Wire of live funds at disbursement are always avalible for loan proceeds.

You can REST assured, we will take good care of your Senior, and never rush them during any point in the transaction.

REST: Reverse Experts Seniors Trust, a division of The South Mountain Group, Inc.

Title Companies in Attorney States-North Carolina and West Virginia:

Each state has specific requirements concerning what is required for a company to sell title insurance. Clients, please note as a point of clarification that SMG does not hold its self out to offer legal services, nor legal advise to any party. SMG clearly does sell title insurance and co-ordinates closing services, but all abstracting and legal opinions of title or property reports are prepared or supervised by NC and WV licensed attorneys who are in good standing with that states Bar-in accordance with the laws of those States. Further, each work independently of SMG. This includes preparation of legal documents.

If legal advise is needed, you should seek independent legal counsel.

SMG carries its own Errors and Omission's Insurance, protecting each client in the amount of 1 million per transaction, as well as Fidelity and Surety Bonds as required under state law. In VA, we are licensed with the State Bar under CRESPA, and in all states, appropriate licensing with the Insurance Commissioner are in place and regularly updated. SMG, Inc. prides itself in being an agent of Stewart Title, and contracts for independent reconciliation for each escrow account on a monthly basis.

Why Use a Title Company

Are you a Lender, Broker, Realtor, Construction Firm, or Bank who needs a title company to provide timely, efficient, and professional title services to you and your clients?
Are you a home owner looking to refinance, cash out, obtain a line of credit or a second mortgage?
Are you a senior planning to secure your retirement with a reverse mortgage?

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Other helpful information!

Fee Sheets :

MD | VA | WV | DC | PA | NC | OH | SC

Please click on state to see a mock HUD of our fees1.